To enhance consumer trust in building projects in New South Wales (NSW), the government has recently implemented significant regulatory and legislative changes in the construction industry. These changes introduce higher risks and costs for builders and developers involved in building work in NSW. This article focuses on one of these changes, namely the new decennial liability insurance, and discusses the associated risks for builders and developers. With rising interest rates and a worsening housing crisis, apartments are increasingly becoming the preferred choice for consumers. However, buyers of apartments in these buildings often face substantial strata or special levies related to defect rectification. This is especially problematic when the original builder or developer is no longer available or unwilling to undertake the necessary rectification work. To instill confidence in class 2 buildings, the NSW Government appointed a panel in 2021 to advise on the implementation of a decennial liability insurance scheme that addresses these defect rectification costs. bartier perry parramatta chambers bartier perry youtube bartier perry contact bartier perry best lawyers Based on the panel’s findings, the Building and Other Fair Trading Legislation Amendment Bill 2022 (NSW) (Bill) was introduced. The Bill proposes the addition of a new section 211AA to the Strata Schemes Management Act 2015 (NSW) (SSMA). The new section 211AA establishes a decennial liability insurance scheme to be obtained by the developer of the strata scheme, for the benefit of the owner’s corporation. What is the decennial liability insurance scheme? Decennial liability insurance (DLI) is an insurance product that provides building owners with protection against specific types of defects for a period of 10 years. DLI serves as an alternative to the standard building bond required by the Secretary of a strata scheme under the SSMA. It safeguards owners from delays and costs associated with defect rectification in their respective class 2 buildings. The DLI is obtained by the developer or builder of the class 2 building, and if the builder fails or refuses to rectify the defects, owners can file a claim with the insurer as the primary insurance option. The insurance policy is procured by the developer or builder of the strata scheme, for the benefit of the subsequent owners’ corporation. It replaces the strata building bond, which typically requires the developer to lodge a bond equivalent to 2% of the contract price to cover rectification costs. Which defects are covered by the policy? According to the new section 211AA of the SSMA, DLI is intended to protect against “serious defects in the building elements of the common property.” The term “serious defects” encompasses noncompliance with the Building Code of Australia resulting from defective design, workmanship, or materials, particularly if it affects critical building elements such as structural components. Considering the numerous high-profile defect-related legal actions both in Australia and internationally in recent years, DLI is becoming an increasingly appealing alternative to the currently mandated strata building bond lodged with NSW Fair Trading. However, it’s important to note that each decennial liability insurance product may offer… Continue reading Bartier Perry Lawyers Liability Insurance
Establishing an Online Presence is an Essential Part of Your Reputation Management Strategy Having an online presence is an essential part of any successful reputation management strategy. If you have a physical location, but no web presence, you are vulnerable to negative reviews and other damaging effects. Establishing an online presence can save you the headaches and lost revenue that comes with damage control. Furthermore, developing a positive online presence can prevent the wrong development of your presence. Especially if your business is personally linked to the owner, you must implement an online reputation management strategy. Online reputation management is a way to influence perception The internet has become the ultimate resource for information. More, people turn to Google for information. Offline activities often drive them to Google, and what they find online influences their perception of the brand. Online reputation management allows businesses to control the digital narrative of their brand and influence real-world perception and actions. By ensuring that your business is easily and quickly found online, you can influence perception and build brand loyalty. In the digital age, the web is a vast place and it is essential for businesses to be visible. People rarely go beyond the first page of Google to find information about brands and products. That means that the content they stumble upon is incredibly important in shaping how people perceive a brand. That’s why it is important to implement an online reputation management strategy to shape the digital reputation of a brand. While paid media campaigns can be effective, influencer marketing is not a perfect replacement for ORM. Although it can help you create a positive brand image, paid advertising does not give you control over your reputation. Reputation management begins with an optimization of your website and social media profiles. It also includes sponsored content, which is publishing articles or other content about your brand on reputable resources. These may include news portals, industry-specific websites, and themed blogs. In addition, it is vital to create thought leadership content that is relevant and engaging to your customers. Online reputation management requires a detailed understanding of search engine optimization. It also requires discretion and sensitivity, which are key factors in reputation management. It involves SEO SEO, or search engine optimisation, is a marketing technique that extends your website’s reach to more visitors. This is not about deceiving Google or gaming the system. It involves a few basic principles: keyword research, on-page content optimization, and the use of header and meta tags. This content can be easily found on search engines like Google, and can also be easily shared through social media. To maximize your visibility, you must optimize both your site and your content. It involves blogging If your business has an existing website, you can use blogging as part of your reputation management strategy. But it’s important to remember that blogging cannot replace your website. Instead, it should be a complementary tool to help you rebuild your online profile and build a… Continue reading Reputation Management Strategy
If you live in the United States or Canada, you might have heard about hemp clothing. Hemp clothing is made from the remnants of hemp plants that have not been converted to cash crops. Hemp fiber is strong, durable, and has many positive benefits, especially when it comes to our health. Hemp clothing is starting to be seen more frequently in many places, including T-shirts, hemp jackets, hats, and more. VitalHemp are one of our favorite hemp clothing companies currently as they have captured the ethos of hemp, coupled with some outstanding style statements. In the hemp clothing review below, you’ll learn about a few of the popular hemp clothing companies that are starting to incorporate the “green” crop into their clothing lines, changing the textile industry forever for the better. We’re looking at brands such as Hempworks, Longitude, and Mother Nature Handmade, and we’re also taking a look at what they have to offer you. First of all, hemp clothing made by these brands is more environmentally friendly than traditional clothing made from cotton, wool, and other synthetic fibers. Additionally, these brands are offering hemp clothing made from organic cotton and hemp seed, so they are not only supporting the environment by using sustainable methods, but they are also promoting healthy, fair working conditions in industries that are dependent on animal products. So where can you buy hemp clothing? Hemp clothing is available at many popular clothing retailers, but for the best selection, we recommend going with an organic cotton clothing retailer. Organic cotton clothing is grown without the use of chemicals, and hemp clothing made from organic cotton will be some of the purest, most luxurious fiber clothing you can find. Organic clothing companies are quickly growing in popularity and buying organic clothing online is easy, safe, and convenient, so make sure you do your homework and choose the right retailer when shopping for hemp clothing.
Getting to Grips with Xennox Diamonds With an astounding range of hand-made jewellery, a stunning array of loose diamonds to choose from and world-class customer service skills; Xennox Diamonds engagement rings have been trusted and used by countless customers over the years. Unlike so many of their competitors, Xennox strive to prioritise quality, affordability and performance in equal measure. It would be safe to assume that the brand are most well-known for the quality of their engagement rings, with each one being crafted and inspected by an expert with a high level of expertise. But these rings are just the tip of the iceberg as far as their products are concerned, so what else should you know about this Australian online jewellery provider? Their background Conceptualised in 1976, Xennox rapidly went on to become one of the leading jewellery suppliers on the continent. Their team are as skilled in the art of manufacture as they are with appraisals – and as each item of jewellery that they offer is subjected to the same level of exquisite craftsmanship, they offer a consistent level of quality that their competitors simply can’t keep up with. Their fans often visit the Xennox Diamonds Showroom to witness the display in all its splendour, and the brand have been featured in more magazines, physical publications and online than you can shake a stick at. But at the heart of their genetic makeup are their services; a variety of features that utilise traditional techniques in much the same way as their early founders would have done. What do they offer? Featuring high-end designers such as Simon G, not to mention being able to trace their heritage back to the well-known Schwantes family of jewellery designers themselves; it should come as no surprise to learn that they offer some of the finest quality jewellery imaginable. Their engagement rings have been purchased by celebrities from around the globe, as have their wedding rings and other fine jewellery that they specialise in creating. One of the most unique aspects of the brand is the fact that they also offer loose diamonds – of which can be purchased from a few thousand dollars, up to 5 figures. These diamonds were sourced, handled and prepared ready for polishing, before becoming available to purchase via their website. And although they specialise in providing their ordering services online, they also have physical outlets whereby customers can request further information, seek advice, or learn more about how their particular ring will be made. With decades of experience in the field, a multitude of skills brought to the table and a willingness to help that few jewellers possess; Xennox have become a firm favourite amongst their Australian customers. They can gladly provide their services to international customers as well – and if you’re keen to see what they have on offer, simply visit their website today.
Temazepam Addiction The addictive qualities of prescription drugs are becoming more and more apparent, and in recent years, the number of those abusing these types of narcotics has risen dramatically. When it comes to making use of sleep aids such as temazepam, understanding the severity of misuse could make all of the difference when avoiding developing a dependency. What is this Temazepam Addiction Benzodiazepine is the key ingredient that helps this narcotic to balance chemicals in the brain that regulate natural sleeping patterns. Especially effective for those who have trouble achieving or maintaining sleep, it works almost instantly and provides a user with a full night’s rest. Treatment normally lasts for around 7-10 days, and if lack of sleep persists, it is advised for a user to reevaluate treatment. What should users know before taking Temazepam Although it is a successful treatment for insomnia, there are a few factors that need to be considered before use. These are: This particular treatment is highly addictive and those receiving prescriptions can easily form a dependency if instructions for use are not properly adhered to Suddenly stopping medication can be dangerous after long-term use It should only be taken at night time, or for periods where inactivity is guaranteed for 7-8 hours This drug is not approved for anyone under the age of 18 Use can cause involuntary behavior and gaps in memory if taken during periods of activity Can cause birth defects and fetal dependency if used during pregnancy Elderly patients may be more prone to dizziness and falls Prescriptions should only be sought from a medical professional, as there are a range of drugs and health issues that may interact with its use. Side effects such as daytime drowsiness, nervousness, nausea, headaches, depression, anxiety, and more can be especially prevalent with misuse, too. Dealing with a temazepam addiction If you are unfortunate enough to develop a dependency, or you know someone who has, it can be highly important to seek medical help. Inpatient rehab centers can assist those with addictions of all severities in a range of ways. Much like addictions to illegal substances, the detox procedures and counselling offered by clinics can help an abuser to successfully recover. In-patient and out-patient facilities will have the necessary resources to ensure a safe withdrawal process, as well as tailored treatments to get the user back on track. Alternative medicines can then be discussed to treat the initial symptoms of use (insomnia), too. Overdose can be easy to achieve and prove to be fatal, especially as this drug comes with specific dosing instructions, so always seek medical help if you believe you may have taken too much. From: http://www.denismackenzie.com.au/
Getting to Know Hair Extension Specialist Joseph Mourad With an assortment of celebrity clients under his belt, including Mel B of the Spice Girls and X Factor Judge fame, Joseph Mourad has become one of the most prominent luxury hair stylists in the Sydney area and even has his own unique product – the Dryer Curler Straightener. Joseph Mourad Sydney hair extensions expert on “surviving cancer” His hair extensions have been recognised as some of the finest in the country; with people flocking from far and wide to have their hair treated. One step ahead with hair extensions One of Joseph’s most unique traits is his determination when it comes to sourcing the latest hair care techniques and trends from around the world. By searching high and low, the stylist has been able to obtain an incredible variety of experience – all of which he extends to his clientele. Bespoke hairdresser Being a bespoke hairdresser has its advantages, particularly when it comes to exclusive styles, and as a result Joseph isn’t your everyday, run of the mill stylist – he’s a specialist in his field that is more than capable of creating unique aesthetics for his often famous clients. That’s not to say that he doesn’t look after those that don’t spend their lives in the limelight however; quite the opposite, in fact. With a hair and beauty salon open for business in the heart of Sydney, Joseph and his team focus on providing the highest quality hair care services to their clients, all backed up by years of experience and knowledge in the field. What makes Joseph and his hair extensions so unique? Perhaps one of Joseph’s most appealing services is his world-class hair extension application. Unlike so many of his competitors and other experts; Joseph and his team obtain their extensions from the most natural source imaginable – the human head. Each extension is made from human hair and that’s what makes his products and services so unique. Synthetic hair extensions Although synthetic extensions can often be suitable to some extent, they often lack the realism, natural highlights and the physical touch that real hair does. And thanks to Joseph’s early experience in one of the region’s largest salons – his clients can rest assured that they are in some of the most knowledgeable of hands, all whilst enjoying the highest quality, most effective hair care treatments imaginable. About Joseph Joseph Mourad doesn’t just specialise in hair extensions however, he also offers an incredible variety of hair care treatments including cutting, stylish, colouring and much more in between. When it comes to enjoying world class results with a fair price and a friendly expert – his salon could well be the ideal place to look after your needs. Author:Denis Mackenzie
When looking for a special wedding day photographer to shoot your once in a lifetime event there is no second chance. You have to ensure that you capture the moment and get it right so that you can look back in years to come and see your love story spelt out in images that you can be proud of and recall with fond memories. Ensure that your photographer fits the mood and style you want to capture. Look through their portfolio and see if it fits with the mood you would like to capture for your wedding. You also need to discuss the locations that you want to shoot on your wedding day. Many people have a separate shoot in a special location away from the guests such as in a park, or a unique landmark. Be sure that you check out the pricing and you are aware of the full costs of the photography package: for example, does it cover all prints, how will your photos be presented, and how many copies will you get? Of course this does not only apply to your wedding day pictures. You also need to consider these things if you are having a newborn baby photographer take shots on your new loved ones arrival and of course if you are going to have a glamour shot or vintage photography specialist do a shoot for you many of the same principles apply. So go ahead and enjoy your photographic special day, whatever it is. Many of these shoots will feature once in a lifetime events: so enjoy them. Represented by Dimond Family Law Address: Level 2, Suite 5, 180 Scarborough Beach Road, MT HAWTHORN, 6016 Postal Address: PO Box 289, Mt HAWTHORN, WA, 6915 Phone: 9443 1111 Fax: 9201 0249 Email: email@example.com
What Can You Expect from a Solar Hot Water Installation? Hot running water is a staple demand for all home owners, whether the warmer temperature is needed to run a bath or shower – or if it’s to assist the central heating system. On one hand, electricity can be very expensive to run on a daily basis, not to mention adding to a families’ economic footprint that can damage the world and increase the impact of global warming. Solar energy on the other hand is free, relatively consistent and functional enough to offer hot water all day long – especially if the sun is out. But what can you expect from a solar hot water installation? How do the benefits compare to traditional electrical systems and could they make that much of a difference to a home? How does solar power work? The sun has played a major role on the way that the world works. Its rays have encouraged growth and evolution and it’s a necessity for organisms of all types. It’s not just the health benefits that it boasts however; in fact its rays are more than capable of standing in for electricity when used properly. That’s where solar power comes into the fray. Thanks to the advanced components within solar panels, it’s never been easier to absorb the rays from the sun. Once harvested, these molecules can be converted into energy that is capable of heating up multiple gallons of water in less than an hour. With consistent exposure, this means that homes of all sizes can benefit from hot water all day long – without the cost or impact of using electricity. How can solar energy be of benefit? By opting to have a solar hot water system installed, even the largest home can enjoy warm water for showers, baths, central heat and general uses. Where electricity works by transferring energy via cables and connections, solar power can instead be put to good use immediately within boilers and other water-related features. This can also minimise risks associated with leakages, but that’s just a minor advantage. The real benefits relate to the way in which solar energy can all but replace electrical equivalents. As mentioned above, monthly bills will be lower as the sunlight is free, not to mention water being easy to heat with just a couple of hours of exposure to the sun. What are the cons relating to solar panels? As their name might suggest, the panels do rely on sunlight in order to function to their fullest potential. Although the rays will be strong enough to pierce cloud, panels can struggle to absorb them during especially bad weather. This can result in cold water, but this is fairly minimal when considering that Australia is exposed to over half a year of direct sunlight. For those colder seasons, there’s always the option to have an emersion heater installed and this can be activated to temporarily provide electrical power to the heat source.
Fishing in Krabi Being secluded from the surrounding areas for centuries led many of the residents of Krabi to turn to fishing as a career, and this tradition has continued as the decades have gone by. With direct access to the coast, Krabi has become a location synonymous with fishing activities, and both locals and visitors are encouraged to enjoy the fresh water fishing potential. The sea line boasts a great number of fish – many of these are common throughout Thailand and Asia, although there are several unique species native to Krabi. The best way to get to the beaches around Krabi is by car, and a reliable rental car service is recommended for visitors to town. Here’s a look at the types of fish that can be caught by either sea or river fishing. Giant Mekong Catfish These bottom-feeders grow to epic proportions, and there even stories that claim that people have been swallowed whole by them. The methods for catching these catfish vary, and they can be tempted to the surface with the promise of a fresh meal, as well as dug for underground by feeling out their hiding places. You’ll know when you’ve caught a catfish because of the sheer power behind them – not to mention their weight which has been known to exceed 100kg! Arapaima These underwater predators are a common sight within the rivers and streams that run through Krabi, but catching one isn’t as easy as it might seem. They are an intelligent fish with a knack for breaking free from even the most well-equipped fisherman’s grip, and the best times to catch them are early morning, or late in the evening when they come out form their hiding places to hunt. Alligator Gar These incredible alligator-fish hybrids are said to be millions of years old, with their origins being traced back to the dawn of the dinosaurs. They are aggressive and will bite if provoked, meaning that they will often bite in to bait without hesitation. They can reach weights of up to 54kg and often form the basis for many Thai dishes, but catching one at full size can be a challenge due to their immense energy levels. Big Head Carp Considered one of the most common inhabitants throughout the rivers and coasts of Krabi, the big head carp is as gigantic as it is elusive. Even with the sheer number of them; catching one has proven difficult for even the most experienced fishermen. They are said to love the scent of blood, so other fish are often used as bait, but be warned as the diet of a big head carp can often lead to them growing far larger than a grown man! Amazon Stingray After being introduced to the local water supply in and around Krabi over a century ago, the Amazon stingray have since thrived. They are a much more common sight in the open waters of beaches, but they can be caught on the rivers too.… Continue reading See Thailand For The Songkran Festival And Explore The “Land of Smiles” With Krabi Car Rental
Tuesday, saw the US Dollar again the winner of the currency wars as the US Index hit an 11 year high (95.59). Inverse as Gold is the the Dollar, it ended the trading day only $2.00 negative from the open but suffered a huge drop of $13.00 in an hour during the US session. Actually may of the pairs were rather subdued yesterday with much more movement seen from Monday’s action. The Euro and British Pound closed just about where they opened, with the Aussie Dollar making some nice gains after Gov. Stevens decided to keep the Interest rates unchanged. The Canadian Dollar was noticeably stronger across the board also. Stock Markets were down on low volatility, perhaps many Investors now waiting for the big one, Friday’s Non Farm Payrolls report. So what was the driving catalyst for yesterday’s Market movements? Usually it is Central Banks Yellon, Draghi, Carney, or Greece’s Tsipras but no, it came form Israel’s Prime Minister Netanyahu who addressed US Congress and talked about Saudi Arabia, Yemen, and Iran’s OIL reserves with possible further sanctions and US poor policy with Iran. OIL price reacted immediately and is up $1.00 and over the 50.00 a barrel finishing the day at 50.59. Hedge funds are now reassessing their OIL short positions with many having actually closed out long term shorts.. This is also the reason GOLD had its big drop while Netanyahu was speaking. Inflation has been depressed for two reasons – the strength of the US Dollar and the massive drop in Energy prices. The effect is low interest rates which hurts real growth and employment and increased risk-taking by borrowers and yield hungry lenders. All this leads to mispricing of assets prices like the Stock Market and real estate. The annual Inflation rate for the Unites States for the past twelve months is – 0.01%, target 2.00%. Central Bankers spend most of their time strategising how to stay out of the deflationary spiral which Japan has suffered during the last 20 years. For the second month in a row the Australian Dollar reacted prematurely to the official release time of its Interest Rate statement by Gov. Stevens. In the minute before the AUD/USD jumped up 50 pips curiously being bid. Was it high frequency algorithms or underhanded people in the know, trying to gain an advantage in the Market? ASICS, the regulatory body, said it is under investigation and will not comment at this time. You can read about Timothy K. Fife at SeekingAlpha